Real estate appraisal services for homeowners in the city of Bandon and Clark County

The top reasons OR homeowners need Pullen and Associates Appraisals :

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Clark county's assessment of your property
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a OR divorce, when real estate needs to be divided
  7. Settle an estate in OR by determining the true market value of real estate in question

Need help deciding the price of your house in or near Bandon, OR?
Contact Pullen and Associates Appraisals .

We at Pullen and Associates Appraisals understand the unique needs of a consumer in need of appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Pullen and Associates Appraisals , will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are seasoned in helping homeowners just like you rid themselves of unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down. That means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Pullen and Associates Appraisals is your strongest weapon.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Pullen and Associates Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would prefer to have an expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Pullen and Associates Appraisals can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.